A good family health insurance plan is very important for the protection of the entire family. This policy covers all members of the family under one premium. This saves a lot of money and time. Moreover, the best health insurance plans for families in India cover spouses, children and parents. Thus, you can rest assured that your entire family will be covered for any medical emergency. These plans are highly beneficial and have been gaining popularity among Indian families.
When comparing health insurance plans for families in India, it is important to consider the amount of coverage. You should also consider the annual deductibles. These are often the largest determinants of the premiums for a family health plan. The annual ceiling of health insurance plans for a family is approximately Rs seven lakh. In addition, a family floater plan pays the unused portion of the cover. By taking out this type of insurance plan, you’ll be able to save a lot of money on health insurance.
Several insurance companies in India offer affordable family plans. Kotak health insurance company, for example, offers several types of family health insurance plans. These policies provide financial protection for the entire family, ranging from Rs. 3 lakhs to Rs. 25 lakhs. Other benefits offered by these plans include hospitalization, daycare procedures and organ donation expenses. There’s a wide range of insurance sums from Rs. 4 lakhs to Rs. 6 crores, and they’re cashless.