Are you wondering about what happens when you sustain a traumatic brain injury? If you are a patient, you may be unable to work due to your condition and any associated problems. The good news is that patients who experience traumatic brain injury may be eligible for long-term disability (LTD) benefits if they are unable to work as a result. However, to determine whether they are eligible under the terms of that plan and the conditions that qualify for LTD, the insurance company will examine their claim.
What causes a traumatic brain injury?
A traumatic event or outside force, such as a vehicle accident, military incident, trip/fall/slip, or discharge from a handgun, can produce an immediate injury to the brain known as a traumatic brain injury (TBI), also known as an intracranial injury. Traumatic brain injury and the broader phrase “head injury” are frequently used interchangeably. From a little temporary amnesia to a more serious, lifelong coma, a TBI can range in severity. While some TBIs may recover over time and some functional limitations may be resolved with therapy, other impairments may never get better or may even get worse with time.
Establishing credibility:
In order to give credibility to your claim, insurance companies will check to see if the treatment you received is proper. They could reject your claim if your treatment isn’t suitable for your injury or impairment. This entails adopting a concentrated strategy to recover from your impairment, seeing skilled specialists, and adhering to any referrals or advice made by your doctors that are outlined in a treatment plan. You can lessen the likelihood that your claim will be rejected if you can show that you are doing as your doctor advises and working to get better.
Final thoughts:
Are you suffering from a TBI? We understand how difficult it must be for you. It is a fact that traumatic brain injuries (TBIs) are known to be disabling, and TBI claims can be really complicated. Things seem even harder when you are the patient. A disability attorney has years of experience suing insurance providers on behalf of clients to get them the money they are entitled to by law. Moreover, a lawyer can assist you in comprehending your insurance coverage, gathering proof, and, most importantly, moving swiftly to secure the reimbursement you are due at this trying time.
